On this episode, Kelsey and Chris rationalize hiring a service to clean the house once per month. We chat about Kelsey's raise and our tax return (yes, we've filed and received our return because we're a wee bit crazy) and what we decided to do with that money. And, we talk about our 2016 financial summit, our financial outlook for the year, the big expenses coming up and how we're balancing that with our aggressive savings goals.

We also discuss a great listener question about whether to increase voluntary contributions to a 401K or to spend extra money on paying down a car loan or mortgage.

Finally, in One Big Thing, Kelsey talks exercise and Chris suggests you should begin before you're ready.